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description hurricane essayDescription hurricane essay -“For us it always comes down to the -old-school, conservative aspect.The Jackline Insurance Program is designed to protect boats and crew traveling throughout the world, including special coverage for Cuba.The problem with planning to ride out a storm anchored in a hurricane hole is that it leaves too many crucial factors out of your hands.Shawn Kucharski is the president of Falvey Yacht Insurance, a Rhode Island-based carrier that specializes in insuring recreational boats, luxury yachts and charter fleets in 40 countries. “We have seen cases where boat owners have taken the time, have tied down, have made sure their pumps are working, whose boats can be in a place where other boats are gone.Hurricanes only develop over oceans and tend to dissipate once they hit land.But be sure to check early and reserve space, if necessary.Boat US offers a good set of generic guidelines on a Web page called “Hurricane Preparation for Boaters, Marinas and Yacht Clubs” (boatus.com/hurricanes/hurr_prep.asp).Will you be among the first boats to commandeer one of the few viable spots in the mangrove creeks?Over the tropical ocean regions, warm, moist air rises straight upward, which creates thunderstorms.The safest route if you’re not with the boat is if you have a contractor or crew, even if they’re part-time, someone who can check on the vessel.But if you have done the kind of risk management that’s going to lower that kind of exposure, you’re the type of boat owner we want to insure.” What’s the difference between the hocus-pocus of blind faith and a realistic approach to risk management?This is why if you're under the eye of the storm, the weather is eerily calm compared to the strong winds and heavy rain you would experience under other areas of the storm.Hurricanes don't develop out of thin air, though; they begin as small storms that grow into larger, more dangerous ones.In addition to those, Kucharski also highlights River Forest Marina and American Custom Yachts, both in Stuart, Florida; Bluepoints Marina in Port Canaveral, Florida; and Marina One in Deerfield, Florida.“With a strong dry rack that can bring a boat up 8 or 10 feet off the ground, you’re going to be able to weather most storms,” Kucharski says.“The vast majority of the damage that’s done in storms,” says Kucharski, “is from the storm surge — not the wind.It’s the storm surge that’s picking it up.” For that reason, marinas have been investing heavily in dry racks.They are all too crowded.” It took Street still another decade and a half to gently modify that statement with a strong caveat: “There are some hurricane holes in the Eastern Caribbean that are good holes if they do not get too crowded.” All of which brings us to the present season.Late-season storms are more mid-Atlantic or farther north.” So, he says, tell your insurer: “I don’t want to be sitting with a hundred other boats in this marina just because November 1 is the date.” Because, says Kucharski, your insurer doesn’t want that either.As a member, you'll also get unlimited access to over 70,000 lessons in math, English, science, history, and more.description hurricane essayWhat insurers want to see from you is a comprehensive description of the steps you intend to take in the event of a storm — and the more detail, the better.It's important to remember that all hurricanes, even category 1 hurricanes, can be dangerous and damaging.A category 1 storm is the weakest hurricane, with wind speeds of 74 - 95 mph.But what if you want to stay in the hurricane box for a season or more?Because that plan relies on an unstable context over which you have zero control, it means putting a little too much faith in hocus-pocus.But the 1989 destruction in Culebra profoundly changed Street’s mind.The wind’s not taking off even a 30-foot powerboat and moving it inland.Generations of our forebears have passed down to us the names of legendary Caribbean hurricane holes: Ensenada Honda (Culebra), Gorda Sound (Virgin Gorda), Simpson Bay (St.As it grows into adolescence, the tropical depression develops into a tropical storm, which is a tropical spinning storm with wind speeds between 40 and 73 mph.The Boat US “Hurricane Preparation Worksheet” (boatus.com/hurricanes/wksheet.asp) provides a good start, but your particular circumstances will always merit their own details.Free 5-day trial Hurricanes are dangerous storms that affect millions of people each year. In this video lesson you'll learn about where and how hurricanes develop as well as the types of hurricanes that are possible.Hurricanes have caused a lot of devastation and destruction.But it does mean working with insurers who specialize in cruising boats, and it also means preparing well in advance for any big storm.It’s worth spending some time with this site and setting the filters to understand how tropical cyclones have traveled and behaved in the past.On the opposite end, a category 5 hurricane is a very strong storm.“If you’re an absentee owner,” says Pellerin, “we’ll want to see a contract from a marina or a contractor who will look after the boat in your absence.” Kucharski agrees.Seventy-five percent of our yard is concrete storage.” Both Kucharski and Pellerin extol Loggerhead marinas (loggerheadmarina .com) in Florida for their storm-prep infrastructure.Category 5 hurricanes are very dangerous and do extensive damage. Hurricane Andrew in 1992 was a category 5 hurricane.For starters, to understand past hurricane seasons, the U. National Oceanographic and Atmospheric Administration maintains a terrific website (.gov/hurricanes) that shows the historical tracks of tropical cyclones.Realistic insurers know that just because you have a great storm plan, it doesn’t mean you aren’t going to get hit or that you aren’t going to have damage. description hurricane essay Mike Pellerin is the vice president of underwriting for Boat US insurance, which is owned by Geico.The screen shot on page 72 shows the tracks of all tropical storms or hurricanes in the North Atlantic basin from 1990 through 2016.“Next, if you can take that dry rack and put it inside a warehouse that’s designed to take wind exposure, the insurer will look very favorably on you.” Buildings deemed “cat-­capable” are designed to withstand winds consistent with the Saffir-Simpson categories of ­hurricane-force winds.Of course, dry racks accommodate powerboats far better than sailboats, with their complicated rigs and underbodies.Once it gets spinning fast enough, we get that baby hurricane, or tropical depression.For as long as there have been cruisers, there have been snowbirds — those who sail south toward the tropics for winter, and back north again for summer.Plus, get practice tests, quizzes, and personalized coaching to help you succeed.In fact, that conversation might help you not only with the places you cruise, but also the timing. “November 1 is the official end of the hurricane season, and many insurers use that as the date for transit south.Don Street’s Cruising Guide to the Lesser Antilles, published in 1966, was one of several iconic voices that initially pointed the way into some of these hidy-holes.For in-the-water storage, Kucharski points to City Marina in Charleston, South Carolina, as an example of a company that’s invested in high, surge-proof pilings and robust concrete docks.Even if you don't live in an area where hurricanes hit, you probably know what this image is.State-of-the-art marinas in storm territory have responded to this challenge with storm cradles and keel pits, as well as eyes embedded in concrete that allow the boatyard to strap the boat down against high winds and surge. For example, Nanny Cay Marina in Tortola offers seasonal tie-down for a $3,000 fee above the usual haul-out rate.Martin), English Harbour (Antigua), the north-coast rivers on Terre Haute and Terre Basse (Guadeloupe) and Marigot Bay (St. The premise is simple: Find an enclosed bay with an entrance narrow enough to keep out the ocean swell.Yacht insurers look kindly on boat owners who approach hurricane season with a well-crafted storm plan.The tropical winds blowing across the Atlantic blow from east to west, originating in Africa and then moving toward the Caribbean, Mexico and Southeast U. There's also a reason why Oklahoma doesn't get hit by hurricanes but Florida does.Next comes the quality, technology, and track record of the marinas or boatyards on which that storm plan relies.Will the hurricane hole you choose be too crowded when the eye of the storm comes bearing down on you?Even though some yacht policies do exclude the hurricane box through summer and early fall altogether, it is possible to keep your boat fully insured and remain in the box.Alternatively, find a hurricane hole so well-protected that you can hold out on your anchors alone. Thomas and Puerto Rico, was just such a mythical hurricane hole. By the time the storm had passed — with sustained winds of 98 mph and gusts over 120 mph measured by the U. Navy at nearby Roosevelt Roads — more than 130 boats in Ensenada Honda were destroyed. Martin’s Simpson Bay: When Hurricane Luis came through in 1995, it destroyed some 900 boats.As you look to your own cruising plans, have a chat with your insurer; he or she might be able to recommend marinas that have good track records with past storms. description hurricane essay Create a spiderweb of lines into the branches, then ride it out. Some 200 boats had hustled themselves to Culebra before the first big winds blew.In its infancy, a hurricane starts as a tropical depression, which is a tropical spinning storm with wind speeds less than 39 mph.Good common sense motivates the migration, but so too do the mandates of insurance companies. East Coast, that line could be Jacksonville, Florida, or Beaufort, North Carolina, or even Norfolk, Virginia.Proceed to the head of a creek, put out two or more good anchors off the stern with a long rode, and nose the bow as far as possible into the mangroves.Boat US is so committed to acting on an approved storm plan in partnership with a proven marina, Pellerin says, that it will reimburse boat owners half the cost of their storm haul-out, up to $1,000, in the event of a named storm. Gowrie Group offers specialized insurance packages targeted toward cruising sailors.As risk managers, yacht insurers have access to and experience in interpreting lots of data: decades worth of records that show where past storm damage was concentrated, and where it was mitigated.As it rises, it sucks up surface air, which creates a low-pressure area in the center, also known as the 'eye' of the hurricane.City Marina in Charleston, South Carolina, which has invested deeply in tall, surge-proof pilings and robust concrete docks, was extolled by the president of Falvey Yacht Insurance.Gowrie’s Safe Harbor Marinas Insurance Program covers the full cost of hauling your boat “if it’s located in a Watch, Warning, or the 3-Day Track Forecast Cone for a Hurricane or Tropical Storm, as issued by NOAA.” Your storm plan is the first key to qualifying for most policies.However, if at some point on its way up the wind gets diverted horizontally, it begins to spiral.“This year we’re sold out,” said Jorge Gonzales, sales manager for Puerto del Rey, in early June.Only after November 1 do these traditional policies allow cruisers back into the box.They don’t necessarily have to move it, just someone to tie it down if a storm is coming, check on pumps, that sort of thing.” Some insurers will allow you to store your boat in the water at a marina — provided that the marina’s location and infrastructure have demonstrated a strong track record.We can look back at Sandy in 2012, and we found boats miles inland.The next most important thing, after your personal storm plan, is the place where you plan to ride out the storm.The condensation is also what produces all the rain that comes with a hurricane, and the heat released helps the storm itself rise in the air.Puerto del Rey on Puerto Rico’s east coast offers tie-down space for 350 to 450 boats.The mere numbers were staggering, the human details gruesome.If it develops into a full adult storm, it becomes a hurricane, which is a tropical spinning storm with wind speeds above 74 mph.You can likely name some recent hurricanes in the U. that did major damage and killed many people: Hurricane Katrina in 2005, Hurricane Irene in 2011 and Superstorm Sandy in 2012 are just a few. description hurricane essay The problem with planning to ride out a storm anchored in a hurricane hole is that it leaves too many crucial factors out of your hands. description hurricane essay




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